AP&G Financial, LLC is a pioneering firm in retirement income planning, dedicated to maximizing retirement income and minimizing tax liabilities for a secure and comfortable retirement. Founded by Judy Sciaky, a seasoned professional with over 25 years in the advertising business, the firm specializes in creating tax-free income and ensuring a tax-free legacy for heirs. Services include Social Security maximization, protection against financial losses, and strategic retirement planning, catering to clients in Pennsylvania, New Jersey, and Delaware.